Veterinary Pet Insurance Company (VPI)

Veterinary Pet Insurance Company offers insurance plans for many types of pets, including dogs. The following is exerted from “Dog Insurance at Suite” :

According to VPI, the dog insurance plans cover the following items: “Acne, Allergies, Arrhythmia, Asthma, Bite wounds, Bladder infections, Bronchitis, Burns, Cardiac arrest, Colitis, Conjunctivitis, Cushing’s disease, Dehydration, Diabetes, Ear infections, Electric shock, Epilepsy, Foreign body surgery, Fractures , Frostbite, Gastritis, Hepatitis, Hot spots, Hypertension, Kidney transplant, Lacerations , Laryngitis, Leukemia, Lyme disease, Near drowning, Pneumonia, Poisonings, Respiratory infections, Root canals, Sinusitis, Soft tissue trauma, Strokes, Tendon ruptures, Tongue lacerations, Tumors, Ulcers”

Exclusions for VPI are numerous. According to Veterinary Pet Insurance, these exclusions are: “Pre-Existing Conditions, Congenital disorders or developmental defects, Hereditary Disorders, Anterior Cruciate Ligament Injuries Within First 12 Months of Coverage, Elective and cosmetic procedures, Expression or removal of anal glands or anal sacculitis, Breeding or conditions related to breeding, Special diets, pet foods, vitamins, mineral supplements, boarding or transporting expenses and grooming costs, Diseases that are preventable by vaccines, Behavioral problems, Diagnosis of, or treatment for, internal or external parasites, Orthodontics, endodontics and removal of deciduous teeth, Diagnostic tests and treatments for conditions excluded or limited by the policy, or complications arising from conditions excluded or limited by the policy, Routine examinations, vaccines, teeth cleaning and spay/neuter procedures, unless optional CareGuard coverage is purchased.”

CareGuard is a supplemental insurance VPI sells as an optional add on for the pet insurance plan.