PurinaCare Pet Insurance
Anyone choosing to purchase PurinaCare Pet Insurance should know the types of health issues they cover and those that they do not. Here is a list compiled of items they do cover and an overview of their plans:
PurinaCarestates the insurance company will reimburse the policy holder 80% of eligible expenses after the annual deductible is met.
According to PurinaCare the covered items under the Preventative care plan are:
“Illness, injuries and accidents, hospitalizations, surgery, hereditary conditions, diagnostics, prescription medications, vaccinations, annual exams, dental scaling and polishing, spaying and neutering, heartworm preventives, and flea control preventives.”
Exclusions for PurinaCare are numerous. According to PurinaCare these exclusions are: “All Pre-existing Conditions, Breeding, Fertility, and Pregnancy, Alternative Care – unless prescribed and performed by a Licensed Veterinarian in a Clinical Setting, Cosmetic and Elective Procedures, Training – even if prescribed or performed by a Licensed Veterinarian, All pet foods for any reason, All Nutritional supplements, vitamins, nutriceuticals, holistic medications, herbs, and natural remedies for any reason even if prescribed by a Licensed Veterinarian, Grooming, bathing for any reason, and dipping, Boarding.
Preventable conditions are excluded unless you provide preventive care according to your veterinarian’s recommendation(s) for vaccinations and other preventative care (included but not limited to: Parvo, Canine and Feline Distemper, Kennel Cough, Heartworms, Feline Leukemia).
Failure to follow your veterinarian’s documented recommendation(s) may result in denial of a claim. Accidents or Injuries intentionally inflicted or intentionally caused by the policy holder, Dogs and Cats under 8 weeks of age, Accidents that occur before 12:01 am on the 3rd day following the effective date of coverage, Illnesses that manifest themselves before 12:01 am on the 15th day following the effective date of coverage.”
Excerted from: Dog Insurance Suite